Compare and Choose the Best Loan for You
Find the P e r f e c t Loan for Your Needs
Welcome to My Loan Directory, your trusted resource for personal loan options. We are an award winning free loan matching service, with personalized offers from over 100 lenders in less than 60 seconds!
Our Marketplace
Over 100 lenders accessed through one application without affecting your credit score!
Need a personal loan? It doesn't matter what the purpose, we have a loan customized for your needs. Allow our lenders to compete for you, with interest rates as low as 5.99%
How to get approved?
You are much more than a simple Credit Score...
Our Personal Loan partners focus on much more than your FICO in order to procure an offer. With our 100+ lenders, there are options for just about everyone! They will take into account your income, credit utilization, Debt to Income Ratio, and many other factors.
- Unsecured Loans
- Secured Loans
- As low as 5.99%
- Up to $100,000
Lender Reviews
Which Lender should you go with?
Take a look at some of our award winning lending partners, all are included with you apply with us! We've made it our mission to include every trustworthy lender in America in our marketplace.
Average Review
Sofi
Top Ranked Lender
- Certified pre-approval Process
- $5,000 - $100,000
- Most Trustworthy
- Rates as low as 8.99%
Average Review
Prosper
Fast and Easy
- Quick to Fund
- $2,000 - $50,000
- 100% Online
- Rates as low as 8.99%
Average Review
LightStream
Low Interest Rates
- Lowest APR
- $5,000 - $100,000
- Find a Quote Easily
- Rates as low as 5.99%
Average Review
Best Egg
High Activity Lender
- Prime Borrowers
- Top Ranked
- Find a Quote Easily
- Rates as low as 7.99%
Our Working Process
Getting a Personal Loan through us is a simple process
Our Process is extremely easy! Follow our step by step instructions, and in less than 3 minutes you can be connected to the best loan for you.
Fill out our easy form.
Our application is a fast and easy one page request!
We then check your credit.
Our credit check has absolutely zero effect to your score!
See results side by side.
Our lenders compete and you can see every offer listed together.
Get funded with the click of a button!
Click continue on the loan of your choosing, and be funded same day!
Why Trust Us?
We are dedicated to Transparency and Competition!
We are dedicated to providing you with a reliable and user-friendly platform for your personal loan needs. We think you should have all the information in one easy place, to make the best decision possible. Rather than going straight to a lender, allow them to compete with the market for your business.
All 50 states
No matter where you live in the states, we have options for you.
Award Winning Lenders
We feature all of the most trusted personal lenders in America.
Transparent Comparison
Our user-friendly loan comparison tools allow you to effortlessly.
Reviews and Ratings
We pride ourselves on providing unbiased loan reviews.
Success Stories Shared by Our Customers
See what some of our customers have said throughout the years!
Find Answers to Common Questions
We've compiled a list of frequently asked questions to provide you with quick and helpful answers. If you have a question that is not addressed below
Absolutely. Click on any of the apply buttons on our site, fill out our application, and choose between the competitive offers you see for self funding!
We have loans between $500 and $100,000 dollars. As well as other financial products than can range below $500.
Absolutely. Important to note, we are simply an aggregator of lenders, backed by some of the largest and most trustworthy banks in America. Our goal is to simply gather the best lenders in one place as a resource to you.
Unfortunately, we are only a loan matching service, and can not provide any advice or guidance on which loan options to choose.
Absolutely not, we do not apply a hard credit pull during our loan matching. If approved through our process, the lender may or may not choose to run a hard pull on their own.
Credit is not the only factor for approvals in our marketplace. While bad credit can sometimes limit the lender options, our marketplace is so vast that options are available to a large percentage of our customers.
My Loan Directory charges absolutely zero fees for our services. You will most likely pay interest to the lender of your choosing, but our site makes the search free and easy.
Once you have accepted a loan from your lender, the terms of the loan are between you and them. My Loan Directory has no involvement past the offer wall.
Absolutely. We strive to provide reliable and up-to-date information. Our team follows strict editorial guidelines to ensure the accuracy and integrity of our content. However,
Most of our lenders offer unsecured loans, meaning no requirement for collateral. However, some of our lenders do offer better terms with collateral, which will be clearly outlined with a tag on the loan offer.